Services
Unsecured Business Loan
No assets needed. Good for businesses that need cash quickly and have the trading history to support it.
Secured Business Loan
Borrow against property or assets you own. Usually unlocks larger amounts at better rates.
Asset Finance
Get the equipment you need without paying for it up front. The asset itself secures the finance.
Merchant Cash Advance
You repay as you earn. Right for businesses with strong card sales but uneven cash flow.
Trade Finance
Bridges the gap between paying your suppliers and getting paid by your customers. Keeps the supply chain moving.
Bridging Loan
Short-term finance for when timing is the problem. Common in property but not limited to it.
Commercial Mortgage
For buying or refinancing business premises. Long-term lending secured against commercial property.
Development Finance
Funds construction or renovation projects in stages. Drawn down as the build progresses.
Invoice Finance
Turn unpaid invoices into working capital. You get the cash now; the funder collects later.
Common Questions
How much can I borrow?
Realistically, anywhere from £5,000 to several million. The amount depends on your turnover, profitability, time trading, credit profile, and what assets you have available. Clear expectations will be set from the start.
How quickly can I get the cash?
It depends on the type of finance and your circumstances. Same day is possible for unsecured finance, but not the norm. Please share your deadlines when getting in touch.
I'm a start-up. Can I still apply?
We need to see at least three months of consistent trading, or a property to secure against, either yours or from a guarantor.
Can I get finance with adverse credit?
CCJs, arrears, and defaults aren’t necessarily a deal-breaker. However, it depends on the level of adverse and what caused it. The more significant the credit issues, the stronger your business or asset position needs to be.
If you’re unsure where you stand, pull a recent report from CheckMyFile or Experian before getting in touch. If you’ve paid off any adverse in the past, let us know, as it doesn’t always show as settled on your file.
Ready to take your business to new heights?
Reach out to our team today to discuss your options for finance.