Privacy Policy
Who we are
BlueFunding Limited, trading as ‘BlueFunding’, is a commercial finance brokerage based in London, United Kingdom. We are registered with the UK Companies House under Company Number: 15900939.
We are registered with the Information Commissioner’s Office (ICO No. ZB819154).
This Privacy Policy outlines how BlueFunding collects, uses, stores, and protects your personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.
Introduction
We are committed to protecting your privacy and ensuring your personal data is handled securely and responsibly. This policy explains:
- What personal information we collect and why.
- How we use this data.
- Your rights concerning your data.
What data we collect
When you interact with our website or services, we may collect personal information, including:
Personal Data
- Contact Information: First and last name, email address, phone number, mailing address.
- Financial Information: Details provided for financial services or applications.
- Marketing Preferences: Information regarding your preferences for receiving communications from us.
Usage Data
We collect information about how our website is accessed and used, such as:
- IP address, browser type, and version.
- Pages visited, time spent on pages, and other diagnostic data.
- Device identifiers and operating system.
Tracking & Cookies Data
We use cookies and similar technologies to enhance your browsing experience. Cookies are small text files stored on your device. We may use:
- Session Cookies: Temporary cookies that expire when you close your browser.
- Persistent Cookies: Cookies that remain on your device until deleted.
These help us:
- Personalise your experience and remember preferences.
- Monitor website performance and gather analytics.
- Identify returning visitors for a seamless experience.
You can control the use of cookies by adjusting your browser settings.
How we use your data
We collect and use your data to:
- Provide Services: Process your enquiries, applications, and transactions.
- Improve User Experience: Customise website content and improve functionality.
- Communicate: Respond to queries and provide relevant marketing materials (where consented).
- Compliance: Fulfil our legal and regulatory obligations.
We process your data based on the following legal grounds:
- Consent: For marketing communications and certain website functionalities.
- Contractual Necessity: To process applications and provide requested services.
- Legal Obligation: To comply with regulatory and statutory requirements.
- Legitimate Interests: To improve our website and services while maintaining your privacy.
We may also share anonymised or aggregated data with third parties for analysis or marketing purposes.
Data Sharing
We will not sell or lease your personal information to third parties. However, we may share data:
- With Your Consent: For example, with third-party partners offering related services.
- For Legal Reasons: To comply with legal obligations, enforce agreements, or protect the safety of users and the public.
- Service Providers: With trusted third-party service providers who process data on our behalf (e.g., IT support, email marketing).
All third-party providers are required to maintain confidentiality and comply with UK GDPR and the Data Protection Act 2018. If we transfer data outside the UK or EEA, we ensure appropriate safeguards are in place, such as standard contractual clauses or adequacy decisions.
Data Retention
We retain your personal data only for as long as necessary to fulfil the purposes outlined in this policy or comply with legal obligations. This means the relevant data will be retained for a period equal to the duration of the contract plus 7 years after the term ends in order to fulfil our regulatory obligations that may arise as a result of the activities undertaken.
Security Measures
We take the security of your data seriously and implement robust measures, including:
- Encryption and secure data storage.
- Firewalls and intrusion detection systems.
- Restricted access to personal data, ensuring only authorised personnel can access it.
- Regular security audits and updates to our systems.
Your Rights
Under the UK GDPR, you have the following rights regarding your data:
- Access: Request a copy of the personal data we hold about you.
- Correction: Request corrections to inaccurate or incomplete data.
- Erasure: Ask us to delete your data, subject to legal and contractual obligations.
- Restriction: Request limitations on how we use your data.
- Data Portability: Request your data in a structured, commonly used format.
- Object to Processing: Opt out of direct marketing or other uses of your data.
- Withdraw Consent: Where processing is based on consent, you can withdraw it at any time.
To exercise your rights, please contact us at hello@bluefunding.co.uk
Links to Other Websites
Our website may contain links to third-party websites. We are not responsible for their privacy practices. We encourage you to review the privacy policies of any website you visit.
Complaints
If you believe we have not handled your data in accordance with this policy, please contact us at hello@bluefunding.co.uk.
If you remain dissatisfied, you can file a complaint with the Information Commissioner’s Office (ICO) via their website at www.ico.org.uk or by calling 0303 123 1113
Changes to This Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated revision date. We encourage you to review this page regularly.
Contact Us
If you have any questions about this Privacy Policy, please contact us via email at hello@bluefunding.co.uk, or call us on 020 3885 0046.
